FAQ's

Are you a fiduciary?

Yes

What are your credentials?

Certified financial planner (CFP)

What is your professional experience?

I have been a CFP since 1987

Costs and Compensation

How do you get paid?

Fee and or Commission

Fee only: Advisor is paid solely by client fees, which may be hourly, a flat fee, or a percentage of assets under management (AUM). This model has fewer conflicts on interest.

Commission-based: The advisor is paid commissions for selling specific financial products, which can create a conflict of interest.

Fee based: The advisor charges fees to clients and can also earn commissions.

What are your fees?

The average fee is 1%

Do you have an account minimum?

None

Services and Processes

What services do you offer?

We do full financial planning

What is your investment philosophy?

Portfolio’s constructed based on individual client goals and risk tolerance, never taking more risk than necessary to achieve goals

How will we communicate?

Client meetings twice a year or as needed

How do you measure success?

Achievement of client goals

Business and relationships

What type of clients do you typically work with?

From clients planning for their first home to clients planning for retirement

Can you provide references?

Yes