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Thursday, October 15, 2020

Wagner Advisory Group Cathy Wagner, CFP®2662 West Lake RoadPalm Harbor, FL 34684727-789-3691cwagner@fscadvisor.comwww.wagneradvisorygroup.com October 06, 2020 In some cases, you have no choice — you need to use the funds. If...

 

Saturday, October 3, 2020

Investing during an election year can be tough on the nerves, and 2020 promises to be no different. Politics can bring out strong emotions and biases, but investors would be wise to put these aside when making investment decisions. Rob...

 

Thursday, October 1, 2020

Did you miss our September Virtual Educational Event? We have uploaded the recording along with the workbook for you to attend at your convenience! Let us know if you have any questions about the presentation. Retire on Purpose...

 

Tuesday, September 15, 2020

Wagner Advisory Group Cathy Wagner, CFP®2662 West Lake RoadPalm Harbor, FL 34684727-789-3691cwagner@fscadvisor.comwww.wagneradvisorygroup.com September 01, 2020 Most HSAs allow you to contribute through automatic transfers from a...

 

Friday, August 28, 2020

The ongoing COVID-19 pandemic has kept countless people working from home for months now. Many have been wondering whether they should consider claiming the home office deduction on taxes next year so we thought we’d pass along...

 

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Saturday, August 15, 2020

In this quarterly issue, I cover the following topics: 1. Do You Have a Will? 2. Portfolio Performance: Choose Your Benchmarks Wisely 3. Four Things to Consider Before Refinancing Your Home 4. Going Mobile Click the attachment below to...

 

Friday, July 17, 2020

Financial advisors who have long relied on regular client communications to drive their businesses are stepping up their game to proactively reach out to customers during these uncertain times. Largely unable to meet with consumers...

 

Friday, June 19, 2020

Are you still keeping physical files for all your important financial information? Now more than ever, we’re finding that holding on to paper containing account details creates an opportunity for information theft, which can...

 

Tuesday, June 16, 2020

I’m writing today to let you know about new federal laws (known as Regulation Best Interest, or Reg BI for short) aimed at protecting investors. While many financial professionals are already acting in the best interest of their...

 

Thursday, June 4, 2020

What are some of your favorite spring cleaning rituals? With so much time at home because of the global coronavirus pandemic, houses may be cleaner than ever this year. But don’t stop at sweeping up the house! Cleaning up...

 

Tuesday, June 2, 2020

How many hours have you spent at home sheltering in place because of the global coronavirus pandemic? It’s not very exciting to sit around inside, but all this social distancing does open up a convenient opportunity to review...

 

Thursday, May 28, 2020

Since the global pandemic has given many of us more free time on our hands than usual, you might want to use this time at home to review your insurance policies, like life and homeowners’ coverage. These types of products are...

 

Wednesday, May 27, 2020

We’re continuing to monitor the markets as well as the impact the novel coronavirus COVID-19 is having on them around the world. In the meantime, we’re doing everything we can to provide useful, accurate information to our...

 

Monday, May 18, 2020

We hope this email finds you well. Today, Cathy discusses in her video Leaving A Lasting Legacy! Please see the below YouTube link to view. Click Link To Watch Video As always, if you have any questions or concerns. Please feel free to...

 

Monday, May 11, 2020

We hope this email finds you well. Today, Cathy discusses in her video News You Can Use! All links mentioned in the video are listed below as well. Please see the below YouTube link to view. Click Link To Watch Video Links Mentioned:...

 

Monday, May 4, 2020

Today, Cathy discusses in her video A Way Forward! What steps will you take today towards a healthier lifestyle, finances, and relationships? Please see the below YouTube link to view. Click Link to Watch Video 10% Happier Meditation...

 

Monday, April 27, 2020

Today, Cathy wanted to discuss with you The (New) Normal we find ourselves living in today! Please see the below YouTube link to view. Click Link to Watch Video As always, if you have any questions or concerns. Please feel free to...

 

Monday, April 20, 2020

We hope this email finds you well. Today, Cathy wanted to discuss with you Retirement Plan Curveballs! Please see the below YouTube link to view. Click Link to Watch Video As always, if you have any questions or concerns. Please feel...

 

Friday, April 17, 2020

The U.S. Federal Reserve (Fed) announced a major series of programs on April 9, timed to coincide with the release of weekly new unemployment claims reaching a record 6.6 million. This new series of programs expanded some existing...

 

Thursday, April 16, 2020

Hope you’re well and staying healthy! As you know, we have gone through many changes lately due to the impact of the COVID-19 coronavirus and federal lawmakers’ response to it via the CARES Act. One of those changes is...

 

Monday, April 13, 2020

Cathy wanted to take a moment to send a special video message from her home office. Please see the below YouTube link to view. Click Link to Watch Vision & Circumstance Video As always, if you have any questions or concerns. Please...

 

Monday, April 13, 2020

Scammers are taking advantage of fears surrounding the Coronavirus. Avoid Coronavirus Scams Don’t respond to texts, emails or calls about checks from the government. The details are still coming together. Ignore online offers for...

 

Friday, April 10, 2020

Grants The SBA does not initiate contact on either 7a or Disaster loans or grants. If you are proactively contacted by someone claiming to be from the SBA, suspect fraud. Loans If you are contacted by someone promising to get approval...

 

Thursday, April 9, 2020

You’ve probably heard the news by now – the government is sending out relief checks as part of the federal response to the Coronavirus. Scammers heard the same thing, and they’re hoping to cash in on yours. The...

 

Thursday, April 9, 2020

The Coronavirus Aid, Relief, and Economic Security (CARES) Act allocated $350 billion to help small businesses keep workers employed amid the pandemic and economic downturn. Known as the Paycheck Protection Program, the initiative...

 

Tuesday, April 7, 2020

New legislation (The CARES Act) has suspended Required Minimum Distributions for 2020. You indeed can take money from your retirement accounts in 2020, but you are not required to make a distribution this year. It is important that you...

 

Monday, April 6, 2020

We hope this email finds you well. Cathy wanted to take a moment to send a special video message to each of you on Wealth Care. Please see the below YouTube link to view. Click Link to View Video Message on Wealth Care Links Mentioned...

 

Thursday, April 2, 2020

First and foremost, hope this email finds you and your family safe and healthy. Next, as you probably know, Congress just passed the largest stimulus package in American history, the Coronavirus Aid, Relief, and Economic Security Act...

 

Thursday, April 2, 2020

First and foremost, hope this email finds you and your family safe and healthy. As you probably know, Congress passed the largest stimulus package in American history, the Coronavirus Aid, Relief, and Economic Security Act (CARES)....

 

Tuesday, March 31, 2020

Wagner Advisory Group and Putnam Investments is proud to partner with On Target Living to offer a series of wellness webinars. We invite you to join us for one or more of these 45-minute sessions. In times of stress, it is critical to...

 

Tuesday, March 31, 2020

On March 27, 2020 President Trump signed this relief package aiming to boost the economy with over $2 trillion in relief. With much funding going towards hospitals, testing, and transportation, individuals and businesses will feel the...

 

Tuesday, March 31, 2020

The Small Business Administration offers Economic Injury Disaster Loans to help small businesses meet working capital needs caused by a natural disaster. The loans may be used to pay fixed debts, payroll, accounts payable, and other...

 

Monday, March 30, 2020

At times, our nation can appear sharply divided; divided by generations, by left and right, by our differences, and even by the donkey and the elephant. Sometimes, circumstances arise that compel us to either rise as one or be...

 

Monday, March 30, 2020

We’re all dealing with ongoing uncertainty due to the global impact of the COVID-19 Coronavirus. Whether you’re concerned about your health, your employment, your loved ones, your retirement, or all of the above, it can be...

 

Monday, March 30, 2020

The Cares Act was passed to provide emergency assistance and health care response for individuals, families, and businesses affected by the 2020 coronavirus pandemic. Cathy has recorded a special video message on how this stimulus bill...

 

Friday, March 27, 2020

Want to learn more about the coronavirus and how our healthcare systems are preparing? Here's a set of podcasts from Johns Hopkins you can listen to, learn more, and be prepared. Visit: https://www.jhsph.edu/podcasts/public-health-on-call/

 

Wednesday, March 25, 2020

The stock market has its ups and its downs – it’s a lot like life that way. Another similarity? How you navigate the speed bumps you encounter along the way determines how successful your journey will be. During a round of...

 

Tuesday, March 24, 2020

The whole world has been impacted at this point by the novel coronavirus COVID-19, and we’re doing everything we can to provide useful, accurate information to our clients to help allay fears amidst the uncertainty. While...

 

Tuesday, March 24, 2020

The stock market isn’t known for its emotional stability. When the markets react emotionally, it’s imperative to think rationally. Although no one can predict the future, panicked selling during a downturn is often the...

 

Monday, March 23, 2020

Executive Summary · We are likely entering a severe, but perhaps short-lived recession. · The length of the recession depends largely on fiscal stimulus and containing the COVID-19 outbreak. Federal and state governments...

 

Monday, March 23, 2020

A message from Cathy A Wagner CFP during the COVID-19 pandemic.

 

Tuesday, March 17, 2020

Recently, we’ve experienced an unprecedented level of market volatility, and many investors are unsure about what’s happening and how to get through it. That’s exactly why you have financial professionals in your...

 

Tuesday, March 17, 2020

The market continues to move based on global reaction to the COVID-19 coronavirus, as well as a cut in interest rates from the Federal Reserve. If you’re interested in more information regarding these movements and what they mean...

 

Sunday, March 15, 2020

IRA contribution limits The maximum amount you can contribute to a traditional IRA or a Roth IRA in 2020 is $6,000 (or 100% of your earned income, if less), unchanged from 2019. The maximum catch-up contribution for those age 50 or...

 

Thursday, March 12, 2020

At Wagner Advisory Group, the health and safety of our clients and staff is of vital importance. Our team and the FSC Securities Corporation home office is closely monitoring the Centers for Disease Control and Prevention and the World...

 

Tuesday, March 10, 2020

Hello, I just wanted to touch base with all of our clients due to the current challenges regarding the COVID-19 virus and the impact on the economy and your portfolio. We have worked diligently to create a long-term investment strategy...

 

Saturday, February 15, 2020

In this quarterly issue, I cover the following topics: 1. Tips for Targeting Your Retirement Savings Goal 2. The SECURE Act Offers New Opportunities for Individuals and Businesses 3. Closing Gaps in Your Insurance Coverage 4. How can I...

 

Wednesday, January 15, 2020

Taxes can take a big bite out of your total investment returns, so it's encouraging to know that your employer-sponsored retirement savings plan may offer a variety of tax benefits. Depending on the type of plan your employer offers,...

 

Wednesday, January 15, 2020

Investing for your retirement isn't about getting rich quick. More often, it's about having a game plan that you can live with over a long time. You wouldn't expect to be able to play the piano without learning the basics and...

 

Sunday, December 15, 2019

If you're a decade or so away from retirement, you've probably spent at least some time thinking about this major life change. How will you manage the transition? Will you travel, take up a new sport or hobby, or spend more time with...

 

Wednesday, November 20, 2019

All About Credit Scores It's difficult to imagine functioning in today's world without credit. Whether buying a car or purchasing a home, credit has become an integral part of our everyday lives. Having easy access to credit goes hand...

 

Friday, November 15, 2019

In this quarterly issue, I cover the following topics: 1. Three Regrets of Retirees 2. Ten Year-End Tax Tips for 2019 3. Tips for Managing Your Holiday Spending 4. What are continuing care retirement communities? 5. Do independent...

 

Tuesday, October 15, 2019

As a retirement savings plan participant, you know that setting an accumulation goal is an important part of your overall strategy. In fact, over decades of conducting its annual Retirement Confidence Survey, the Employee Benefit...

 

Sunday, September 15, 2019

Massive computer hacks and data breaches are now common occurrences — an unfortunate consequence of living in a digital world. Once identity thieves have your information, they can use it to gain access to your bank and credit...

 

Thursday, August 15, 2019

In this quarterly issue, I cover the following topics: 1. Ten Money-Saving Travel Tips 2. Why Not Do It Now? New Research on Procrastination 3. Should You Invest Internationally? 4. What's the real return on your investments? 5. What...

 

Monday, July 15, 2019

You've worked long and hard for years, saving diligently through your employer-sponsored retirement savings plan. Now, with retirement on the horizon, it's time to begin thinking about how to tap your plan assets for income. But hold...

 

Saturday, June 15, 2019

As you progress along your career path, there's no telling how far you'll go. But to fully reap the financial rewards of all your hard work, you'll need to take charge of your own career. Here are a few issues you'll want to pay close...

 

Wednesday, May 15, 2019

In this quarterly issue, I cover the following topics: 1. Investing in Yourself for a Change 2. Quiz: How Much Have You Thought About Health and Health-Care Costs in Retirement? 3. Know Your Mutual Funds 4. DO I need to get a REAL ID...

 

Monday, April 15, 2019

Making decisions about your retirement account can seem overwhelming, especially if you feel unsure about your knowledge of investments. However, the following basic rules can help you make smarter choices regardless of whether you...

 

Friday, March 15, 2019

In the final quarter of 2018, interest rate and growth fears, along with geopolitical events, sparked volatility in the financial markets and reversed many of the outsize stock gains notched earlier in the year. The S&P 500 posted a...

 

Friday, February 15, 2019

In this quarterly issue, I cover the following topics: 1. Famous people who failed to plan properly 2. Know your Mutual Funds 3. Alzheimer's disease myths and facts quiz 4. How can I tell if a crowdsourcing campaign is a scam? 5. How...

 

Wednesday, January 30, 2019

It wasn't so long ago that many investors regarded dividends as roughly the financial equivalent of a record turntable at a gathering of MP3 users — a throwback to an earlier era, irrelevant to the real action. But fast-forward...

 

Wednesday, December 12, 2018

If your employer-sponsored 401(k) or 403(b) plan offers pre-tax, Roth, and/or non-Roth after-tax contributions, which should you choose? How do you know which one might be appropriate for your needs? Start by understanding the...

 

Thursday, November 15, 2018

In this quarterly issue, I cover the following topics: 1. What to do if your term life insurance policy is about to expire 2. Working in retirement 3. Take charge of your student debt repayment plan 4. Should I enroll in a health...

 

Monday, October 15, 2018

Investing with an eye toward promoting social, political, or environmental concerns (or at least not supporting activities you feel are harmful) doesn't mean you have to forgo pursuing a return on your money. Socially responsible...

 

Tuesday, September 25, 2018

How much life insurance do you need? Your life insurance needs will depend on a number of factors, including the size of your family, the nature of your financial obligations, your career stage, and your goals. For example, when you're...

 

Saturday, September 1, 2018

After years of development, numerous robo advisors have entered the world of investment management. Still, many investors may not fully understand exactly what robos do, or how they do it. A robo advisor is a digital platform that uses...

 

Monday, August 6, 2018

In this quarterly issue, I cover the following topics: 1. Mid Year Tax Planning: Tax Changes to Factor In 2. Going Public: An IPO's Market Debut May Not Live Up to the Hype 3. Protect Your Heirs by Naming a Trust as IRA Beneficiary 4....

 

Thursday, July 5, 2018

Throughout your career, retirement planning will likely be one of the most important components of your overall financial plan. Whether you have just graduated and taken your first job, are starting a family, are enjoying your peak...

 

Friday, June 1, 2018

Owning a home outright is a dream that many Americans share. Having a mortgage can be a huge burden, and paying it off may be the first item on your financial to-do list. But competing with the desire to own your home free and clear...

 

Tuesday, May 15, 2018

In this quarterly issue, I cover the following topics: 1. What's your money script? 2. Weathering the storm: Are you prepared? 3. Four tips for downsizing in retirement. 4. Will a government pension reduce my Social Security benefits?...

 

Tuesday, April 24, 2018

An individual retirement arrangement (IRA) is a personal retirement savings plan that offers specific tax benefits. In fact, IRAs are one of the most powerful retirement savings tools available to you. Even if you're contributing to a...

 

Tuesday, April 24, 2018

When it comes to estate planning, women have unique concerns. The fact is that women live an average of 5.0 years longer than men.* That's important because it means that there's a greater chance that you'll need your assets to last...

 

Wednesday, April 11, 2018

Life insurance has many uses, including income replacement, business continuation, and estate preservation. Long-term care insurance provides financial protection against the potentially high cost of long-term care. If you find...

 

Thursday, March 1, 2018

On December 22, 2017, President Trump signed into law the Tax Cuts and Jobs Act, a sweeping $1.5 trillion tax-cut package that fundamentally changes the individual and business tax landscape. While many of the provisions in the new...

 

Thursday, February 15, 2018

In this quarterly issue, I touch on the following topics: 1. How much risk can you take? 2. Key retirement & tax numbers for 2018 3.Don't Delay: The potential benefits of starting to save now! 4. What can I do to crack down on...

 

Thursday, February 1, 2018

Section 529 college savings plans are tax-advantaged college savings vehicles and one of the most popular ways to save for college today. Much like the way 401(k) plans changed the world of retirement savings a few decades ago, 529...

 

Monday, January 15, 2018

When investing, particularly for long-term goals, there are two concepts you will likely hear about over and over again — diversification and asset allocation. Diversification helps limit exposure to loss in any one investment...

 

Friday, December 1, 2017

Are you suddenly on your own or forced to assume greater responsibility for your financial future? Unsure about whether you're on the right track with your savings and investments? Finding yourself with new responsibilities, such as...

 

Tuesday, October 10, 2017

The baby boomers have re-defined everything they've touched, from music to marriage to parenting and, more lately, to what "old" means—60 is the new 50! Longer, healthier living, however, can put greater stress on the...